Posted on 12 March 2012. Tags: collections, credit report, debt
If your credit report has a debt collection on it, it lowers your score. The most damage will be done during the first two years that it is on your report, but it will linger there for 7 years total. And, due to some unscrupulous collectors, maybe longer. But, there are some steps you can [...]
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Posted in Credit Repair, Creditors, Debt
Posted on 15 February 2012. Tags: debt, payday loan
So you’re strapped for cash…the next paycheck is still a week away but you already have a notice from the electric company that today is your last chance to settle your bill; and you stand to spend the night in darkness and cold if you don’t come up with the money. Is there any other [...]
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Posted in Debt, Finacial Help, Personal Finances
Posted on 29 January 2012. Tags: credit cards, debt
Are you a card holder who loves to keep several credit cards in your wallet? Do you have the habit of swapping them every time you go out for shopping? If yes, then it is quiet common that you have fallen into credit card debt problems. Credit cards have become an overwhelming concern for most [...]
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Posted in Credit Cards, Debt
Posted on 31 December 2011. Tags: creditors, CuraDebt, debt, debt settlement
CuraDebt Helps Get You Out of Debt The worst case scenario that you can encounter when you enter any debt settlement program is that you pay in advance thinking that you are guaranteed that there will be favorable results. However many times the company will not able to deliver the debt reduction that you are [...]
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Posted in Creditors, Debt
Posted on 15 October 2011. Tags: Counselling, credit repair, Credit Repair Counseling
Times come when all you need is a good old counseling to be able to change your habits. Really it does help with finances. Yes, if you are just one of those who has awoken early from the nightmare that is soon coming to you, well, having a bad credit, you may very well need [...]
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Posted in Credit Repair, Debt
Posted on 25 August 2011. Tags: collection, collection agencies, debt
There are only a few things worse than getting a call from a collection agency demanding that you repay some kind of owed debt. For many people, the immediate reaction would be one of embarrassment, soon followed by either aggravation, or the need to settle the matter right away. Most collection agencies would like you [...]
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Posted in Creditors, Debt, Finacial Help, Personal Finances
Posted on 10 August 2011. Tags: debt, debt consolidation, Ethical Practices
If you have a substantial amount of debt, you’ve more than likely considered the services of a debt consolidation or settlement company (see this CuraDebt review). However, with so many stories of unethical practices and scams surrounding such companies, you may be wondering if all of them are dishonest, and strictly out for your money. [...]
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Posted in Debt, Personal Finances
Posted on 05 April 2011. Tags: bankruptcy, chapter 12 bankruptcy, debts, family farmer, fisherman
Under the bankruptcy law code a Chapter 12 bankruptcy is known as Family Farmer Bankruptcy or Family Fisherman Bankruptcy. It begins by filing a petition with the bankruptcy court that has jurisdiction over the place of the individual’s or company’s residence. The debtor must file with the court his schedule of assets and liabilities, schedule [...]
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Posted in Debt, Finacial Help, Personal Finances
Posted on 28 March 2011. Tags: debt collection, Federal Trade Commission, FTC, scams
There is an alarming trend in debt collection one that may affect you even if you have no debt. Imagine being harassed by constant calls at work, unauthorized withdrawals from your bank account and threats of violence. What a nightmare! What make matters worse is that these new breed of debt collectors with their scary [...]
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Posted in Debt, Finacial Help, Personal Finances
Posted on 16 March 2011. Tags: financial strategy, loan, student loan consolidation
If you do not know where to begin consolidating your student loan you need a good financial strategy. Student loan consolidation can alleviate the stress on your budget. Student loan consolidation simply means that you are combining all of your student loans into one account with a monthly payment plan. Your past student loans are [...]
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Posted in Debt, Finacial Help, Personal Finances
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