Posted on 12 March 2012. Tags: collections, credit report, debt
If your credit report has a debt collection on it, it lowers your score. The most damage will be done during the first two years that it is on your report, but it will linger there for 7 years total. And, due to some unscrupulous collectors, maybe longer. But, there are some steps you can [...]
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Posted in Credit Repair, Creditors, Debt
Posted on 31 December 2011. Tags: creditors, CuraDebt, debt, debt settlement
CuraDebt Helps Get You Out of Debt The worst case scenario that you can encounter when you enter any debt settlement program is that you pay in advance thinking that you are guaranteed that there will be favorable results. However many times the company will not able to deliver the debt reduction that you are [...]
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Posted in Creditors, Debt
Posted on 25 August 2011. Tags: collection, collection agencies, debt
There are only a few things worse than getting a call from a collection agency demanding that you repay some kind of owed debt. For many people, the immediate reaction would be one of embarrassment, soon followed by either aggravation, or the need to settle the matter right away. Most collection agencies would like you [...]
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Posted in Creditors, Debt, Finacial Help, Personal Finances
Posted on 25 May 2011. Tags: creditors, debt, debt collection in Canada
This is a guest post by Kevin Craig who is a financial writer associated with Oak View Law Group. He has been providing advice on debt settlement since 2007. With his advice, many people are now living a debt free life. If you are a Canadian consumer who is lying on the verge of financial [...]
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Posted in Creditors
Posted on 12 March 2011. Tags: credit bureau, credit bureaus, credit report, credit score, Fair Credit Reporting Act
When applying for a loan a person needs to have a credit report issued by a credit bureau. This credit bureau is an organization that tracks down the credit history of an individual as well as any related information connected with the person in question. In order for a government to sustain its financial needs [...]
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Posted in Credit Repair, Creditors
Posted on 28 February 2011. Tags: credit card, credit score, fico score, hard inquiry, inquiry removal, soft inquiry
If you want to get a personal loan, business loan, auto loan or any other loan, your credit score is of great importance. If you still don’t know, new credit is one of the core factors that will establish your score. Once your credit score is being calculated, 10 percent of your score will be [...]
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Posted in Credit Repair, Credit Score, Creditors, Finacial Help
Posted on 15 February 2011. Tags: credit rating, creditor, creditors, debt, debt agreement, debt settlement, IRS, Settlements
Winning a debt settlement negotiation is mainly about knowledge and talent (See CuraDebt review). Knowing what to say and how to say it, you can always get a lender or collecting agency to cut your delinquent bills in half. Before contacting your creditor, think about how you will negotiate your credit rating, what should be [...]
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Posted in Creditors, Debt, Finacial Help
Posted on 02 February 2011. Tags: charge offs, collection agencies, credit score
As observed, many societies nowadays are heavily dependent on credit and many as well find themselves in debt crisis due to such dependency. Charge off, a familiar word for many, causes credit users in a problematic situation. A “Charge off” is when an account is being removed from the credit card issuer. This usually happens [...]
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Posted in Credit Score, Creditors, Finacial Help
Posted on 03 January 2011. Tags: bankruptcy, credit score, creditor, creditoror, debt, debt settlement, personal debt, professional debt help
Economic recession has caused many Americans to get faced with personal debt. Since the economic downturn happened, many individuals have lost their jobs which resulted to reducing their income. Better yet their credit score has suffered. This becomes the main reason as to why they cannot pay for their debts and forced them to [...]
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Posted in Creditors, Debt, Finacial Help, Personal Finances
Posted on 30 December 2010. Tags: credit card, credit card settlement, creditors, debt, settlement
More consumers are falling into credit card debts by the thousands. Before you contact any credit card debt settlement service you must be armed with the right information. You need to know how much you owe all of your credit card issuers. If you do not keep a record of this then coordinate with your [...]
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Posted in Credit Cards, Credit Score, Creditors, Debt, Finacial Help, Personal Finances
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