Posted on 19 March 2012. Tags: credit, credit report
You may never know that you have a bad credit score, until you try to get a loan. Then, all of a sudden, that house you’ve been saving for is way out of reach, because you can’t get approved for a mortgage. Who knew that credit card you had in college could ruin your dreams, [...]
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Posted in Credit Score, Finacial Help, Personal Finances
Posted on 22 February 2012. Tags: credit report, credit score
There are so many reasons to pore over your credit report, that many people become obsessed with their credit scores. Paranoia over identity theft is very common in this cyber-age, and rightfully so. In addition, the rocky employment statistics and volatile economy have people scrutinizing their credit reports on sometimes a monthly basis. This begs [...]
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Posted in Credit Score, Finacial Help, Personal Finances
Posted on 08 February 2012. Tags: credit score, Spousal Information
In most states in the U.S., marriage makes everything community property. There are, however, some things that remain exclusively yours. Those things that remain yours, and only yours, are the things with only your name on them. For instance, if you own a home, and your name is on the deed, then it’s yours until [...]
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Posted in Credit Score, Personal Finances
Posted on 01 February 2012. Tags: credit card, credit score, store credit card
I’m pretty sure that you’ve had some very tempting discount offers in many of your shopping trips. The alluring question, “Would you like to save 15% off your purchases?” can be quite irresistible; particularly when you do a split-second mental calculation of how much those savings would amount to. Of course, you also know the [...]
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Posted in Credit Cards, Credit Score
Posted on 25 January 2012. Tags: closed account, credit report
As you read over your credit report, you may run across accounts that you have closed in the past. Each of the accounts will have a reason for having been closed. You may have finished paying off the loan, such as a car, mortgage, or student loan. Or, you may have, in an attempt to [...]
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Posted in Credit Cards, Credit Score
Posted on 18 January 2012. Tags: credit card, credit report
When you get a copy of your credit report, it is a snapshot of your balance at the time the report is printed. Your balance will fluctuate all through the month, based on charges, payments, and interest compounded. In fact, the difference may be simply because the credit card company has not reported the latest [...]
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Posted in Credit Cards, Credit Score
Posted on 11 January 2012. Tags: bad credit, credit score, poor credit score, rebuild credit score
Are you trying to get rid of negative information in your credit report/history? There could be a gazillion reasons for your predicament – bad economy, health issues, lack of knowledge or awareness, or plain negligence. The fact is, regardless of the circumstances that brought you there; the equation still looks this way: bad credit report/history [...]
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Posted in Credit Cards, Credit Score, Finacial Help, Personal Finances
Posted on 04 January 2012. Tags: credit repair, credit score, marks
So, you lost your job in the 2008 recession. Times were tough, and you had to juggle some bills. Sometimes, unfortunately, even the best jugglers drop the ball. Equally as unfortunate is the damage that dropped debt can do to your credit rating. A credit card or loan payment that is 30 days or more [...]
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Posted in Credit Repair, Credit Score
Posted on 28 December 2011. Tags: credit report, credit score
Your credit score is subject to study by just about everyone. It’s not just banks and car dealerships that are interested in your credit rating. Sure, they’re about to lend you money, so you expect them to make inquiries. But others, from potential landlords to potential employers, also scrutinize your credit report. They want to [...]
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Posted in Credit Score, Finacial Help, Personal Finances
Posted on 21 December 2011. Tags: CreditReport.com, CreditReport.com Review
You’ve probably heard so much about credit report that you think you already know all there is to know and you don’t need any more info to choose the right company to help you handle this aspect of your financial life – or you may even think you don’t need any help at all as [...]
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Posted in Credit Repair, Credit Score, Finacial Help, Personal Finances
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