Posted on 05 March 2012. Tags: credit card, responsible credit card
Credit cards are used as the more convenient “universal” payment method in most transactions these days. Most of the time, consumers prefer the plastic payment option as opposed to toting cash around. Online/Internet transactions or purchases require credit card payments; as they are deemed a quicker and more expedient mode of payment, compared to cash [...]
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Posted in Credit Cards, Finacial Help, Personal Finances
Posted on 29 February 2012. Tags: credit card, lost credit card
Very few would argue against the fact that credit card is one of the most convenient utilities in today’s fast-paced world; especially for those who travel a lot or are always moving and on-the-go. It is not surprising therefore, that credit card also ranks high on the list of things you’d hate to lose – [...]
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Posted in Credit Cards, Finacial Help, Personal Finances
Posted on 01 February 2012. Tags: credit card, credit score, store credit card
I’m pretty sure that you’ve had some very tempting discount offers in many of your shopping trips. The alluring question, “Would you like to save 15% off your purchases?” can be quite irresistible; particularly when you do a split-second mental calculation of how much those savings would amount to. Of course, you also know the [...]
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Posted in Credit Cards, Credit Score
Posted on 29 January 2012. Tags: credit cards, debt
Are you a card holder who loves to keep several credit cards in your wallet? Do you have the habit of swapping them every time you go out for shopping? If yes, then it is quiet common that you have fallen into credit card debt problems. Credit cards have become an overwhelming concern for most [...]
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Posted in Credit Cards, Debt
Posted on 25 January 2012. Tags: closed account, credit report
As you read over your credit report, you may run across accounts that you have closed in the past. Each of the accounts will have a reason for having been closed. You may have finished paying off the loan, such as a car, mortgage, or student loan. Or, you may have, in an attempt to [...]
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Posted in Credit Cards, Credit Score
Posted on 18 January 2012. Tags: credit card, credit report
When you get a copy of your credit report, it is a snapshot of your balance at the time the report is printed. Your balance will fluctuate all through the month, based on charges, payments, and interest compounded. In fact, the difference may be simply because the credit card company has not reported the latest [...]
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Posted in Credit Cards, Credit Score
Posted on 11 January 2012. Tags: bad credit, credit score, poor credit score, rebuild credit score
Are you trying to get rid of negative information in your credit report/history? There could be a gazillion reasons for your predicament – bad economy, health issues, lack of knowledge or awareness, or plain negligence. The fact is, regardless of the circumstances that brought you there; the equation still looks this way: bad credit report/history [...]
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Posted in Credit Cards, Credit Score, Finacial Help, Personal Finances
Posted on 16 November 2011. Tags: credit, divored credit, seperated
When you are in the middle of a divorce, your future credit rating is probably way down on your list of worries. However, before the divorce is final, there are several steps you can take to protect your credit rating. Determine Your Liabilities You’ll need to know everything that has your name on it, such [...]
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Posted in Credit Cards, Finacial Help, Personal Finances
Posted on 17 August 2011. Tags: credit cards, credit line, increased credit line
One of the best ways to improve your credit score is to increase your total amount of available credit. Although one way to increase your available credit would be to sign up for another credit card, such an action would require a hard pull on your credit report, and as such, it is not an [...]
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Posted in Credit Cards, Credit Score, Finacial Help, Personal Finances
Posted on 12 July 2011. Tags: credit card, credit card rewards
Who would not want to get rewarded while you spend? No one, of course. That’s why one of the things that credit card companies offer its users is the rewards system. This means you get points while you spend for either the things you want or the things you need, and when these points accumulated, [...]
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Posted in Credit Cards
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